What kind of debt can I negotiate...
We can help negotiate unsecured bills
such as credit card debt, department cards, loans to major
debtors, judgments, medical loans, collections, IRS, repos,
and past due utilities.
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Whats needed to qualify...
Its simple, you must have a combined
total debts of over $5,000.00, more than one unsecured debtors
you owe this too, a resident of the U.S, and that's it you
qualify. It's that easy, now you can fill out our form below
of a free debt settlement quote.
What exactly is debt settlement...
debt relief is the process by which we
negotiate with your debtors to obtain better repayment terms
for you on existing debt. Under our debt consolidation plan,
monthly payments are often lowered and interest charges are
reduced - even to levels between 0 and 5%! You save thousands
of dollars in interest rates through a reduced payoff period,
saving you years or even decades of payments.
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Why would the creditors be willing to
lower my payments...
debtors are willing to participate in
debt settlement hoping that they can avoid the expense of
turning the accounts over to a collection agency. Agreeing to
negotiate also lessens the likelihood of the client declaring
bankruptcy.
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Will my employer be contacted or report
to the credit bureaus...
No. We will not contact your employer or
report to the credit bureaus. A free debt negotiation quote
has no obligations and no credit check.
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Do I have to pay a fee to use your
service...
Our credit couseling firm does require a
nominal contribution on your part to enroll in the debt
negotiation plan. This nominal fee covers operation costs and
will be included in your monthly payment. Our fee is lower
than other debt settlement organization.
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Are my credit cards useable...
You cannot use any credit cards that are
put in the debt consolidation program and we will be happy to
explain all the details and what's expected from you by your
creditors in our free consultation.
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I'm ready, how do i start...
All you need to do is to fill out our
form below for a free debt settlement quote, we will do the
rest for you at no obligation and of course completely
confidential.
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Will debt reduction hurt my credit...
We do not report to the credit bureaus.
Given time, if you are in collections or over due on payments
our service will improve your over all credit score.
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How will I know when payments are made
on your plan...
Each month you will still receive a
statement through the mail indicating when a payment has been
made. Or, simply login to our main site 24/7 and view your
account status.
